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A debit card is a physical form of payment—meaning it’s a card you can hold in your hand—typically connected to a checking account A debit card serves as a versatile payment instrument that directly deducts funds from your checking account, offering a convenient alternative to cash transactions. It’s possible to link a debit card to a money market account, a savings account, or another cash account, but linking it to a checking account is the most common.

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A debit card (also called a bank card) works like a credit card, but instead of pulling from your available credit line, the funds come out of your checking account. Learn how to get a debit card, how it works, and how to use a debit card responsibly. What is a debit card, and how is it different from a credit card

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Debit cards make it easy to complete purchases without using cash, writing checks or charging to credit

Paying with a debit card won't lead to interest charges because it draws money from your checking account. Debit cards are payment cards that pull money from your checking account Debit card purchases require a personal identification number (pin) to access funds Debit cards can be used to access funds at atms and your bank’s branch location

Debit cards can come with transaction fees, foreign exchange fees, and overdraft fees. A debit card is a payment card used to access your bank account Debit cards allow consumers to make convenient transactions with funds from their checking account Debit cards are often provided when you open an account at a bank, credit union, or financial institution.

Learn more about the features of a bank of america debit card and discover all the ways to pay including online, in store, and in your digital wallet.

What is a debit card A debit card is a payment card that lets you make secure purchases online and in person by drawing money directly from your checking account. Debit cards let you access your bank account’s funds for purchases and withdrawals